The time has come to go beyond belief. In fact, I suggest that the moment you find yourself “believing” something, that’s the time to question it. By this, I mean ask yourself a series of questions, check every fact, and persist in going deeper, over an extended period of time. You’re about to encounter a situation where this kind of mental rigor will be essential both to your happiness and your financial well-being. The setup is essentially that you’re headed for making a decision that seems good at the time, only to doubt yourself, only then to find out that you have regrets. You can avoid this whole thing by pausing and getting the facts now. I recognize that this kind of attentiveness can be off-putting to others. Having information is a form of power, and refusing to go blithely on belief, or to simply accept others at their word, can be off-putting. You might feel guilty for challenging others. The most important thing you can do, besides having some healthy skepticism, is to be polite. Persist in seeking specific facts and numbers, which will take a few more weeks (into early December or a bit longer). Meanwhile, if you’re moving forward about anything and you still have your doubts, slow down the move. Build in some delays, and hold your cards until your knowledge starts to reach a tipping point. That’s a moment of truth, and it’s better when this happens before you’re committed to something you can’t get out of easily.